If you have a high value of personal possessions that you want to cover away from your home, then you may find you need a specialist household contents insurance policy. Most household contents insurance policies do not include cover for personal possessions away from the home as standard, and it is usually an optional extra on your policy. This means that you will then be covered if you take your personal possessions, such as jewellery, laptops, sport equipment and cameras, outside of your home.
However most household contents insurance policies will have a maximum limit on how much personal possession cover they will allow. One large expensive piece of jewellery, for example, might take you over that maximum limit.
If you have very important or valuable items then how devistating would it be to lose that item while you are not at home, only to find our that is is not covered on your policy.
We do have specialist home insurers who will consider your application, if “high value of personal possessions” is the reason why you are struggling to find insurance.
We work with specialist household insurers to find an insurance policy for you.
What we need to know
Our specialists will need to know details of your personal possessions, and so it is helpful if you are able to have this information to hand.
In particular they will want to know details about:
the type or make of the item
a description of the item
and its value
Our home insurance specialists will then use their expertise to hopefully find you some personal possessions insurance that meets your needs.
There are lots of ways to get help and our friendly and efficient team would be pleased to help you.
Whatever you issue we should be able to help.
We are certain you will be delighted with our service.
Our normal working hours are : 9am - 5pm Monday to Friday. If you need any help or information please call the number above and a fully trained member of our team will be happy to help you.
You can at anytime enter your details into our secure webform. Just click the button below.
If you prefer to print and send us a paper copy then the link below will open a PDF version of our quote form.
Once you have completed the form you can either send it to us at the address at the bottom of this page, or fax it to us on 0871 277 1422.