We understand that in the vast majority of cases you will be able to provide your customers with a range of home insurance products to meet their needs. However there will be the odd occasion when one of your customers has their application declined or even a policy cancelled. When this happens what should you do ?
Our product is designed for customers with special requirements in mind. Rather than try to continue to get cover with standard providers (where a series of further declines could erode your relationship with your customer) in the overwhelming number of cases we should be able to offer your customer terms. If we can’t then it is unlikely they will be offered terms elsewhere. At least you both know !!
It doesn’t necessarily mean that our policy is significantly more expensive. While all brokers and IFA’s understand the principle of higher risk cases demanding a higher premium, there have been cases where the customer has made a saving on the premium offered by the standard rate insurer !
We give you access to policies that are not available to typical Brokers and IFA’s simply because they don’t have the volume of non-standard cases. Being able to service all of your customers’ needs underpins the relationship you have with them and your importance to them as the first call when they have an insurance or protection need.
You can model the income you receive from the product to suit you and your clients budget.
Simply complete our quotation form opposite and receive a bespoke quote for your customer.
While the questions on our form should be sufficient to allow us to obtain a quote, in certain circumstances our underwriters may require further clarification before a quote can be produced.